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Video instructions and help with filling out and completing Form 8453 S Allowance

Instructions and Help about Form 8453 S Allowance

Hello and welcome back it's Amanda Christiansen with Utah State University Extension today talking one of my absolute favorite personal finance tips today's quick tip is all about a personal allowance a personal allowance is a set amount of money that you allocate every month to spend on the extras the $5 DVD ran at Walmart yeah you know who you are or the extra treat at the movies that wasn't that wasn't planned on ok so these are the things that you spend your personal allowance on the extras every month I know we would all like to be at the point in our lives when we can buy what we want when we want regardless of our budget because we can afford that if that's not you if we're still working up to that as I am then remember the personal allowance doesn't have to be a ton of money every month it can be $5 it could be a hundred dollars the kids that you've predetermined what you can feasibly spend out of your budget and still meet your expenses every month to be successful with the personal allowance every month you must hold yourself to the amount you predetermined you and spend I recommend taking this amount out in cash every month if it's not too much money to be carrying around in your wallet when it's gone it's gone and you still have the flexibility within your budget to buy the things that you want to buy the personal allowance is one of my favorite financial tips because I think it helped us avoid financial conflict whether that's conflict with a spouse overspending whether that's conflict with a parent but that's conflict with ourselves meaning we have the opportunity to hold ourselves to be self-disciplined...

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